If an individual is unable to earn a gainful income because of a disabling mental or physical condition, it is important for that individual to seek financial support. For eligible applicants, this support could be available through one of the Social Security Administration’s disability programs. It is likely a California applicant would like to know how long it will take to receive benefits after applying for this specific type of support.
The waiting period
The SSA holds a very strict definition of disability. Not only must an applicant provide evidence of the disabling condition, he or she must also go through a five-month waiting period. This is so the SSA can confirm the applicant’s abilities over a long-term period. This waiting period begins at the onset of the condition.
An applicant will want to keep in mind that the onset date is different from the application date or the approval date. The waiting period begins the day of the accident, diagnosis or onset of the disabling condition. If the application approval date comes after the five-month waiting period ends, the applicant could be eligible for retroactive benefits.
A complex process
The process of applying for and securing disability benefits is complex, and it is common for initial claims to come back denied or for there to be other complications. A California applicant will find it beneficial to work with an experienced attorney at every step of the process. This guidance and support can help expedite the process and avoid missteps that could delay in the initiation of benefit payments.