Those who are unable to work due to physical or mental limitations will likely face financial hardships because of their disability. Many disabled individuals in California are unable to hold gainful employment and will not earn enough income to cover even their most basic needs. For this reason, the Social Security Administration offers financial support to qualified disabled applicants. It is helpful to have an understanding of how to qualify for this support.
The requirements applicants must meet
The SSA defines disability as a condition that is severe enough to prevent an individual from working or is expected to result in his or her death. There are two different disability programs, Supplemental Security Income and Social Security Disability Insurance. SSI is for applicants age 65 and older, or for those who do not have a work history during which they paid Social Security taxes.
SSDI/SSI benefits are for individuals who are not of retirement age but do have a qualifying work history. To qualify for either type of benefit, an applicant must complete the application and provide sufficient documentation to validate the claim. Some initial applications come back denied, but it is possible to appeal.
It is helpful to have help
Applying for disability benefits is a difficult and sometimes complex process. Those who are seeking these benefits may want to seek the guidance and support of an experienced California Social Security attorney who can provide insight regarding the best way forward. This assistance may prove helpful in the prevention of setbacks and unnecessary delays.