It is not easy for disabled individuals to secure the financial support they need. The Social Security Administration requires a complex application process for individuals to simply seek the disability benefits they require as they are unable to maintain gainful employment. However, these complicated and unfair systems may place lower-income, disabled applicants at an even greater disadvantage, causing many of them to make difficult choices.
Waiting and struggling
California residents that apply for disability benefits may find that the process is lengthy, and many initial applications come back denied. For many, this waiting period places a significant financial strain on those who cannot work. This may place lower-income individuals in poverty conditions, and some may be forced to make desperate decisions, such as filing for early retirement simply to have enough money each month to make ends meet.
After a denial, the applicant has the right to appeal the denied claim, however, this process is typically lengthy as well. The slow processing time and dysfunction of the Social Security system is frustrating and not likely to improve in the near future. While many may feel as if they have no choice but to take early retirement, this is not always the best choice long-term.
Protecting long-term interests
Before applying for disability benefits, it may be helpful to seek the guidance of an experienced attorney. This assistance may be useful at every step of the process, possibly helping a California applicant avoid issues. Before applying, it is beneficial to have an assessment of the individual case and an explanation of eligibility requirements.