The inability to work will have a devastating effect on a Texas family’s financial health. If an adult has a medical condition that prevents him or her from holding gainful employment, that individual may find it necessary to seek financial support through the Social Security Administration. The SSA offers disability benefits to qualified applicants, and the amount those applicants will receive depends on factors specific to the case.
The calculation of benefits
The amount one will receive in Social Security Disability Insurance is based on a calculation of income and employment history. Some of the things considered by the SSA when determining a support amount include the following:
- The number of years from when an applicant turned 22 to when he or she became disabled
- Average monthly income and the number of years an applicant worked
- Historical wage growth and the amount paid into the system through certain taxes
Texas applicants may be able to receive public benefits along with SSDI payments, but additional income could affect the amount received. It may also be helpful to have an understanding of what one may receive before applying.
Help at every step
The process of applying for Social Security benefits is complex, and many initial claims come back denied. If an individual believes he or she is eligible for this type of financial support, he or she will benefit from working with an experienced lawyer during the application process. A knowledgeable legal ally can provide guidance at every step.